RDM provides Image Cash Letter (ICL) deposit services using its Image & Transactions Management System (ITMS®). With ICL, companies can gather a large number of check images together with associated data into a structured file which can then be transmitted to ITMS to complete a deposit electronically. ICL is ideal for larger companies with the tools in place to pre-process check deposits and generate ICL files.
ICLs take full advantage of the powerful decisioning and reporting features available in RDM’s ITMS certified, secure and trusted platform. All configuration and authentication management for ICL users is centrally managed on the ITMS Platform. The ITMS Platform includes a full reporting suite and sophisticated research tools to review and find information. ICL deposits also take advantage of the ITMS Dynamic Decisioning Portal (DDP) which supports the creation of rules to ensure routing of deposited items to the lowest cost settlement endpoint. The DDP can also be used to mitigate risk with support for Stops, Blocks and the automated upload of Decisioning rules.