Leverage the power of the Dynamic Decisioning Portal™ (DDP) to enable you to accept and electronify all check types and have them routed to the most appropriate end-point for processing.

Located at the ITMS Host, the DDP is a comprehensive set of decisioning filters that provides item by item decisioning and transaction routing.  Regardless of the type of checks presented for payment (personal, corporate, money order, etc.) the ITMS system will process those checks based on how you configure the DDP.

The flexibility of the DDP enables you to configure item decisioning to occur locally at the ITMS Client, centrally at the ITMS Host or a combination of both.  Based on decisioning filters set up by you through the DDP (rules, stops, opt-outs, MICR blocks and bank ACHables), each check is decisioned and then routed for processing.

The ITMS system can be set up to identify ACH eligible items.  For items that are not eligible for ACH processing (i.e. corporate checks, money orders) the DDP will decision those items for processing as either Original Paper Deposits (OPD), where the user will be instructed to deposit the items at the bank, or Reproduced Paper (RP), where the items will automatically be routed for processing as either substitute checks (IRDs) or Image Exchange items.

ITMS is designed to provide your customers with a consistent experience regardless of whether a check payment is mailed in, dropped off or presented over the counter.  This means that once you have configured the decisioning filters at the DDP, those filters will be applied consistently to each check regardless of the presentment point.

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